Prior to April 2007 a number of Credit Agreements were written incorrectly. This may give you the right to cancel your credit card, loan agreement or mis sold mortgages and stop making repayments. Don’t delay and start your claim today before it is too late, there is no obligation so you have nothing to lose.
Don’t just take our word for it
“The court said the loan was unenforceable under the Consumer Credit Act after the original loan company had wrapped insurance payments into the debt and then added interest and penalties to the total”
“There are undoubtedly thousands, if not millions, of other unfair loans out there still to be checked.”
“The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals.”
Unenforceable Credit Agreements – The Process
According to the Consumer Credit Act 1974 (CCA), if a financial agreement or terms and conditions for products such as credit card, loan, hire purchase, mortgage or any other borrowing is missing certain important term or was written incorrectly; then you may be able stop making the remainder of the repayments. These type of contracts are considered unenforceable.
We can assess your credit card or loan agreement to see if it is unenforceable on a No Win – No Fee basis. The process is quite simple, all you have to do is answer a few simple questions and return a letter of Authority. Once we have the required documentation we will ask your lender to give us a copy of your agreement. We will check through the agreement to see if it is unenforceable.
Once the assessment of your loan agreement has been evaluated, you will be notified of whether your case can be processed (your agreement is unenforceable) or not (your agreement is enforceable).
Do you qualify? Take the Unenforceable Debt Test today »